Affordable Homeownership Program

If you would like to get started, the first step would be to submit an intake packet​. Once you submit your intake packet with copies of all documents requested, you will receive a call from a housing advisor to set up your first one-on-one appointment​.

With your assigned HUD-certified housing counselor, you will identify your needs, calculate your income, review your credit report, review your financial situation, determine affordability, and assess mortgage readiness.

If you would like to fill out an intake packet, you can pick one up at our office in Fort Myers, or you can contact our Housing Counseling Team (HousingCounseling@habitat4humanity.org) to receive one through email.

You can submit an intake packet to our Housing Counseling Team (HousingCounseling@habitat4humanity.org) during regular business days at our office.

• Intake packet must be filled out completely and signed, along with all the forms and copies of required documentation
• Monday-Friday 8 AM-4:30 PM
• If you need to drop off your intake packet outside business hours, please contact our Housing Counseling Team to make an appointment (weekdays only)

Attend one of our Virtual Info Session: Pathway to Habitat Homeownership to learn about our Habitat Homeownership program. This one-hour meeting is offered in both English and Spanish. See the meeting schedule above for details, registration is required.

You do not need to attend this meeting in order to obtain or submit an intake packet, but it’s a great way to get information about the homeownership process and program requirements before applying.

Once you fill out and complete the intake packet, you will receive a call from a housing counselor to set up your first one-on-one appointment. During this appointment, the housing counselor will inform you of the upcoming new constructions in various areas within Lee and Hendry County.

1. The first step would be to complete an intake packet and attach copies of all the documents requested. Once you fill out and complete the intake packet, you will receive a call from a housing advisor to set up your first one-on-one appointment.
2. Once you complete your intake packet and submit it at the office or by mail, a housing advisor will reach out you to set up a housing counseling file. With your assigned HUD-certified housing counselor, you will identify your needs, calculate your income, review your credit report, review your financial situation, determine affordability, and assess mortgage readiness.
3. Once you discuss your homeownership readiness with your assigned housing counselor, the housing counselor will provide you with options. If you choose to continue using us as your lender, you will be guided to submit a pre-application. We have 30-days to process the pre-application. If it is a denial, you will receive a letter in the mail stating the denial reason, if you are pre-qualified you will receive a call from Housing Finance to discuss your home selection. ​
4. Once you speak to Housing Finance, your file will be presented to Selection Committee. Selection Committee is a group of volunteers who will be reviewing your file anonymously. ​
5. If you are selected as a future homeowner, you will attend orientation and begin your partnership requirements. ​
6. The end goal would be to become a homeowner!

300 hours of sweat equity are required before closing on a home. 150 hours out of the 300 hours must be completed by the applicant(s). 150 hours out of the 300 hours can be completed by family members, and 150 hours out of the 300 hours must be completed in the construction site.

It may take several months before you can move into your Habitat home. You will need to satisfy all your partnership requirements while our construction team partners with you and other volunteers to build your home. There are several factors that go into your partnership schedule as well as the construction schedule.